Product Owner (Fintech experienced)_cards aquiring CONTRACT (EU only)

Senior Product Manager – Payments & Acquiring

Under a B2B contract, the Senior Product Manager will own and shape the Card Acquiring proposition across card-present (CP) and e-commerce payments, driving product growth, innovation, and commercial performance.

Key Responsibilities:

• Own product strategy and development of CP and e-commerce acquiring, including POS and unattended solutions.
• Analyze market trends, customer needs, and competitor activity to identify growth opportunities.
• Lead product planning, development, testing, launches, and continuous optimization.
• Drive acquiring economics, merchant pricing, interchange, scheme fees, processor costs, and profitability.
• Lead cross-functional teams, challenge technical solutions, make product decisions, and manage external partners.
• Establish scalable processes and ensure effective operational handover.

Requirements:

• 5+ years of Product Management experience in payments, fintech, banking, or financial services.
• Proven CP/POS acquiring product experience and strong e-commerce acquiring knowledge.
• Understanding of CP/CNP acquiring, processing, authorization, settlement, and card-payment ecosystems.
• Experience with processors, POS vendors, gateways, acquirers, and card schemes.
• Knowledge of Visa, Mastercard, AMEX, Apple Pay, Google Pay, acquiring economics, and relevant regulations.
• Strong analytical, commercial, strategic, communication, and leadership skills.
• Fluent English (written and spoken).
• Open Banking/A2A, SQL, databases, SDLC, Jira, and Confluence experience are advantages.

Hourly Rate: From €35/hour under a B2B contract, depending on the candidate’s experience, skills, and competencies.